As a consumer, when faced with a financial crisis, you have many options.  You can seek credit counseling, do nothing, or speak with a qualified attorney.  If you're a consumer who faces insurmountable debt, we reccomend that you seek the advice of an attorney who's area of focus is bankrupcy law.  This is a step that must be taken sooner rather than later.  If you wait, you'll deal with higher leves of anxiety and expereince further legal and financial consequences.  Leinart Law Firm are Dallas and Fort Worth area bankruptcy experts.  We'll provide the personal attention and courteous treatment that you deserve.